IOSR-JHSS   Volume-30 ~ Issue-10 ~ October 2025

Abstract: In an era of the strongly developing digital economy, non-cash payment has become an inevitable trend in Vietnam, and one form of it, QR code payment is gradually dominating due to its convenience, speed, and low costs. This study was conducted using desk research and a sociological survey with 210 valid questionnaires collected at supermarkets and convenience stores in Hanoi. The results indicate that QR code payment has become widespread.......

Keywords: Trend, QR code, payment, consumers, Vietnam

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Abstract: Preface The study of geographical thought in India is indeed an under-explored field, especially when compared to the extensive research in Western counterpart. While ancient Indian texts and traditions contain rich geographical knowledge, formalizing it into a distinct discipline, documenting its evolution has received less attention. Looking back at the roots of Indian geography discloses very rich and strong Indian intellectual heritage, a legacy of over 2000 years old. However, the formal foundations of academic geography in India were laid in the colonial period as late as 1920s. Beginning in the 8th century, India was exposed to Islamic geographical concepts and ideas and Muslim geographers.....

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Abstract: This study examined the influence of school culture on students’ academic performance in public secondary schools in Ganze Sub-County, Kilifi County, Kenya. School culture—defined by values, traditions, leadership practices, and interpersonal relationships within schools—has been recognized as a critical determinant of educational outcomes. Guided by Total Quality Management (TQM) Theory and Systems Theory, the study employed a descriptive survey design targeting 190 respondents comprising principals, curriculum masters, and students. A total.....

Keywords: School culture, Academic performance, Social factors, Public secondary schools, Ganze Sub-County, Kilifi County

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Abstract: This paper examines financial inclusion in India, highlighting the shift from access to active usage among gender groups. Since Pradhan Mantri Jan Dhan Yojana’s launch in 2014, India has reversed a 20-point gender gap in account ownership, reaching parity with OECD nations. However, rising dormancy rates, especially among women, undermine these access gains. Analysis of Global Findex data (2013 and 2021) shows India’s deposit engagement ratio has declined.....

[1]. Aterido, R., Beck, T., & Iacovone, L. (2013). Access To Finance In Sub-Saharan Africa: Is There A Gender Gap? World Development, 47, 102–120. Https://Doi.Org/10.1016/J.Worlddev.2013.08.012
[2]. Allen, F., Demirgüç-Kunt, A., Klapper, L., & Pería, M. S. M. (2016). The Foundations Of Financial Inclusion: Understanding Ownership And Use Of Formal Accounts. Journal Of Financial Intermediation, 27, 1–30. Https://Doi.Org/10.1016/J.Jfi.2015.12.003
[3]. Antonijević, M., Ljumović, I., & Ivanović, Đ. (2022). Is There A Gender Gap In Financial Inclusion Worldwide? Journal Of Women’s Entrepreneurship And Education, (1–2), 79–96. Https://Doi.Org/10.14352/Jwee.2022.79
[4]. Demirgüç-Kunt, A., Klapper, L., Singer, D., & Ansar, S. (2018). The Global Findex Database 2017: Measuring Financial Inclusion And The Fintech Revolution. World Bank Publications. Https://Doi.Org/10.1596/978-1-4648-1259-0
[5]. Demirgüç-Kunt, A., Klapper, L., Singer, D., & Ansar, S. (2022). The Global Findex Database 2021: Financial Inclusion, Digital Payments, And Resilience In The Age Of COVID-19. World Bank Publications. Https://Doi.Org/10.1596/978-1-4648-1974-5

Abstract: Background: As the healthcare sector embraces digital transformation, the use of Information Security Metrics (ISM) has become central to protecting patient data and improving patient safety. However, the effectiveness of ISM is constrained by legal and institutional challenges, especially in public health systems. This study analyses the legal challenges associated with using ISM to enhance patient safety in public hospitals within Nairobi Metropolitan, with reference to the Kenyan Data Protection Act, No. 24 of 2019. Materials and Methods.....

Keywords: Information Security Metrics, Patient Safety, Data Protection Act, Legal Challenges, Public Hospitals, Health Information Governance, Kenya

[1]. Abouelmehdi, K., Beni-Hssane, A., & Khaloufi, H. (2018). Big Data Security And Privacy In Healthcare: A Review. Procedia Computer Science, 113, 73–80. Https://Doi.Org/10.1016/J.Procs.2017.08.292
[2]. Choi, S. J., & Johnson, M. E. (2019). Do Hospital Data Breaches Reduce Patient Care Quality? Arxiv.
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[5]. Irene Tham & Hariz Baharudin. (2019). COI On Singhealth Cyber-Attack: 5 Key Findings. The Straits Times

Abstract: Background: Images as digital signs, combined with dialogue to depict real-world entities in pursuing meaning signification process have been objects of internet discourse studies in most parts of the globe. Extant studies have examined semiotics in traditional media outlets such as cartoons and political posters with stint considerations for such digital communicative platforms as WhatsApp. This study, therefore, investigated selected WhatsApp images and dialogue with a view to examining the unique inbuilt semiotic mechanism for digitalized discourse of power dynamics, existential threat and gender violation.
Materials and Methods.....

Keywords: Digital signs, WhatsApp images and dialogue, Power dynamics and digital technology, Gender violation and boundary setting, Digital education in a globalized world

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Abstract: Background: This study examines the impact of the Future Businesswomen Project, implemented by the State University of Paraná in partnership with the University Without Borders program. The initiative, conducted between November 2024 and August 2025, targeted women in vulnerable situations in the coastal region of Paraná, aiming to foster productive inclusion, income generation, and self-esteem through integrated approaches to gender, territory, and education......

Keywords: University Extension; Female Leadership; Productive Inclusion; Capacity Building; Regional Development.

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