IOSR-JESTFT   Volume-19 ~ Issue-9 ~ September 2025

Abstract: The correct assessment for credit card approval is very important for banks and organisations who lend a credit card to the people. The recent years have seen a huge growth in credit cards and loans. The exact judgement of person to be approved for credit cards allows the organisations to minimize losses and the same time make suitable credit arrangements as per requirement. Due to the huge growth in the number of applicants, there is a need for a more sophisticated method to automate the process and speed it up.........

Keywords: Logistic Regression, Hyper Parameters and Machine Learning.

[1] K. Chaudhary, J. Yadav, And B. Mallick, “A Review Of Fraud Detection Techniques: Credit Card,” International Journal Of Computer Applications, Vol. 45, No. 1, Pp. 39-44, 2012.
[2] C. Luo And D. Wu, “A Deep Learning Approach For Credit Scoring Using Credit Default Swaps,” Engineering Applications Of Artificial Intelligence, Vol. 65: P. 465-470, 2017.
[3] A. Pumsirirat And L. Yan, “Credit Card Fraud Detection Using Deep Learning Based On Auto-Encoder And Restricted Boltzmann Machine,” International Journal Of Advanced Computer Science And Applications, Vol. 9, No. 1, Pp. 18-25, 2018.
[4] T. B. Trafalis And H. Ince, “Support Vector Machine For Regression And Applications To Financial Forecasting,” In Proc. The Ieee-Inns-Enns International Joint Conference On Neural Networks, 2000.
[5] G. Rushin Et Al., “Horse Race Analysis In Credit Card Fraud—Deep Learning, Logistic Regression, And Gradient Boosted Tree,” In Proc. 2017 Systems And Information Engineering Dessign Symposium (Sieds), 2017.

Abstract: Background: According to the current study, cement male handlers at Dalmia Bharat Cement Plant had persistent effects of toxic cement dirt exposure on selected hematological health markers. Many previous studies focused on correlation between cement dirt exposure and pulmonary functions in factory workers but few studies are available on the toxic effect of cement dirt on hematological markers. The present study found that repeated and protracted exposure of toxic cement dirt, depending on sensitivity and duration.........

Keywords: Cement dirt, Environmental pollution, Hematological health, Cement factory workers.

[1]. Ahmad, R., Shamima, Q., And Haque, M. Occupational Cement Dust Exposure And Inflammatory Nemesis: Bangladesh Relevance. J. Inf. Res. 2021; 14: 2425 – 2444.
[2]. EL – Abssawy, A. A., Hassanien, M.A., Ibrahim, Y.M., Abdel Latif, N.M. Health Risk Assessment Of Workers Exposed To Heavy Metals In Cement Kiln Dust (CKD). 2011; J. Am. Sci. 7 (3): 308 – 316.
[3]. Abd Elnabi MK, Elkaliny NE, Elyazied MM, Et Al. Toxicity Of Heavy Metals And Recent Advances In Their Removal: A Review. Toxics. 2023; 11:580.

Abstract: The agricultural sector in Sierra Leone, the bedrock of its economy and the primary source of livelihood for over 60% of its populace, is at a critical juncture. It is beset by persistent challenges, including the adverse effects of climate change, reliance on traditional farming practices, and pervasive food insecurity, exacerbated by soaring food inflation. In response, the nation has embarked on ambitious initiatives like the "Feed Salone" strategy. This paper posits........

Keywords: Artificial Intelligence, Sustainable Agricultural, Transformation, Sierra Leone

[1]. Ahmed, A, Sulaiman, R, Adamu, N, & Musa, Y (2024). The Role Of Artificial Intelligence In Modern Farming System For Achieving Sustainable Agricultural Transformation In Nigeria. Global Sustainability Research, 3(3), 95-113.
Https://Doi.Org/10.56556/Gssr.V3i3.996
[2]. Aijaz, N, He, L, Raza, T, Yaqub, M, Iqbal, R, & Pathan, M (2025). Artificial Intelligence In Agriculture: Advancing Crop Productivity And Sustainability. Journal Of Agriculture And Food Research, , 101762101762. Https://Doi.Org/10.1016/J.Jafr.2025.101762
[3]. Aldoseri, A, Al‐Khalifa, K, & Hamouda, A (2024). AI-Powered Innovation In Digital Transformation: Key Pillars And Industry Impact. Sustainability, 16(5), 1790-1790. Https://Doi.Org/10.3390/Su16051790
[4]. Ancín, M, Pindado, E, & Sánchez, M (2022). New Trends In The Global Digital Transformation Process Of The Agri-Food Sector: An Exploratory Study Based On Twitter. Agricultural Systems, 203, 103520-103520. Https://Doi.Org/10.1016/J.Agsy.2022.103520
[5]. Dayioğlu, M, & Türker, U (2021). Digital Transformation For Sustainable Future - Agriculture 4.0 : A Review. Tarım Bilimleri Dergisi, . Https://Doi.Org/10.15832/Ankutbd.986431

Abstract: Keratin, a biodegradable and biocompatible protein derived from hooves, horns, wool, feathers, hair and other keratinous bio materials, has gained amassed attention in nanotechnology due to its inherent biological activity and structural functionality. Keratin nanoparticles (KeNps) have emerged as a promising candidate for biomedical, pharmaceutical, and environmental applications due to their innocuous nature, surface modifiability and excellent cellular interaction. This paper explores the current progressions in the synthesis techniques of keratin nanoparticles.......

[1] F. Annesi Et Al., “Biocompatible And Biomimetic Keratin Capped Au Nanoparticles Enable The Inactivation Of Mesophilic Bacteria Via Photo-Thermal Therapy,” Colloids Surf. Physicochem. Eng. Asp., Vol. 625, P. 126950, Sept. 2021, Doi: 10.1016/J.Colsurfa.2021.126950.
[2] M. D. Berechet, D. Simion, M. Stanca, C. Chelaru, C.-A. Alexe, And M. Rapa, “The Influence Of Alkaline Extraction On Some Keratin Hydrolysates Properties,” In Proceedings Of The 8th International Conference On Advanced Materials And Systems, Incdtp - Leather And Footwear Research Institute (Icpi), Bucharest, Romania, Nov. 2020, Pp. 127–132. Doi: 10.24264/Icams-2020.Ii.3.
[3] H. Chen Et Al., “Valorization Of Livestock Keratin Waste: Application In Agricultural Fields,” Int. J. Environ. Res. Public. Health, Vol. 19, No. 11, P. 6681, May 2022, Doi: 10.3390/Ijerph19116681.
[4] C. Caroline, W. C. Wanyonyi, J. J. Kiplimo, E. S. Madivoli, S. Wanakai, And P. O. Oladoye, “Adsorption Kinetics And Equilibrium Of Crystal Violet Dye Onto Hooves Keratin-Stabilized Silver Nanoparticles,” Iosr J. Appl. Chem., Vol. 18, No. 2, Pp. 10–19, Feb. 2025.
[5] S. Z. Mousavi, M. Manteghian, S. A. Shojaosadati, And H. Pahlavanzadeh, “Keratin Nanoparticles: Synthesis And Application For Cu(Ii) Removal,” 2018.

Abstract: Background: Green spaces designed to ensure the well-being of city dwellers are deteriorating over the years. Beyond the incivism attributed to the population, this article aims to show the difficulties linked to their creation and maintenance, which lead to their mutation, deterioration or abandonment. Materiel et Methode: It is based on an analysis of the legal framework and public policies. Results: The results show that there are 42 public green spaces in the commune of Cocody, comprising public gardens, roadside green spaces, avenue trees and vegetated roundabouts........

Key Word: Public green spaces, creation, maintenance, legal framework

[1]. United Nations (UN) Habitat, Urban Planning UN-Habitat [WWW Document]. URL Https://Unhabitat.Org/Topic/Urban-Planning (Accessed 11.11.24)
[2]. Bolund P, Hunhammar S. Ecosystem Services In Urban Areas. Ecological Economics. 1999; 29: 293–301
[3]. Clergeau P. Services Écologiques Et Trame Verte Urbaine: Note De Recherche. Vertigo.2012
[4]. Van Dillen SME, De Vries S, Groenewegen PP, Spreeuwenberg P. Greenspace In Urban Neighbourhoods And Residents’ Health: Adding Quality To Quantity. J Epidemiol Community Health. 2012; 66: E8–E8
[5]. Richardson E, Mitchell R. Gender Differences In Relationships Between Urban Green Space And Health In The United Kingdom. Social Science & Medicine. 2010; (1982) 71: 568–75.

Abstract: The lack of access to safe drinking water remains a critical issue in many regions of Senegal, particularly in rural areas. This study aims to assess the physicochemical characteristics of groundwater (wells and boreholes) in the areas of Khombole, Thies, Dakar, Bambey, Diourbel, and Kaolack. The parameters measured include pH, electrical conductivity, turbidity, total phosphorus, fluoride, hardness, nitrates, and magnesium.
With the goal of.......

Key Word: Mango shell powder, Multi-parameter analyzer, pH, electrical conductivity, turbidity, total phosphorus, fluoride, hardness, nitrates, and magnesium

[1]. Rasu Eeswaran, A. Pouyan Nejadhashemi, Aliou Faye, Doohong Min, P. V. Vara Prasad Andignacio A. Ciampitt. «Current And Future Challenges And Opportunities For Livestock Farming In West Africa: Perspectives From The Case Of Senegal.» Agronomy 12, N° 8, 1818. ( July 2022).
[2]. Florence Crick, Mamadou Diop, Momadou Sow, Birame Diouf, Babacar Diouf, Joseph Muhwanga And Muna Dajani. «Enabling Private Sector Adaptation In Developing Countries And Their Semi-Arid Regions – Case Studies Of Senegal And Kenya.» Centre For Climate Change Economics And Policy Working, N° 291 (2016).
[3]. Unesco, «Water Demand And Use,» Natural Science, (26 February 2024).
[4]. Faye, Cheikh. «Water Resources And Their Management In An Increasing Urban Demography: The Case Of Dakar City In Senegal.» Resources Of Water, (February 2021).
[5]. Suez In Africa, «Helping Senegal To Meet Its Water And Sanitation Needs,» (2020).
[6]. Adams, Hunter, Gary Burlingame, Keisuke Ikehata, Laith Furatian, Et I. H. (Mel) Suffet. «The Effect Of Ph On Taste And Odor

Abstract: The complex issues faced by developing countries, including Indonesia, are related to waste management. The waste problem is no longer just an environmental sanitation issue, but has become a social issue that has the potential to lead to conflict. The purpose of this study is to examine the characteristics of household waste in Bojongloa Kaler District as a first step to provide comprehensive data in designing an appropriate waste processing system. Considering the high population density, this location was chosen as the initial research site. The research method began with the selection of the district for the study area, conducted through weighting 30 districts in Bandung City......

Key Word: Characteristics, composition, household waste, kitchen waste, plastic waste, waste generation

[1]. Amin Kalanatarifard & Go Su Yang. Identification of the Municipal Solid Waste Characteristics and Potential of Plastic Recovery at Bakri Landfill, Muar, Malaysia Journal of Sustainable Development; Vol. 5, No. 7; 2012 ISSN 1913-9063 E-ISSN 1913-9071 Published by Canadian Center of Science and Education
[2]. Astuti, 2016. Penerapan Kantong plastic berbayar sebagai Upaya mereduksi penggunaan kantong plastic, Jurnal Litbang Vol. XII, No. 1 Juni 2016; 32-40.
[3]. Bounanchar I, Chhiti Y, Bensitel. Municipal solid waste higher heating value prediction from ultimate analysis using multiple regression and genetic programming techniques, Waste Managemen & Research; The Jurnal for a Suistanable Circular Economy, Volume 37 , Issue 6, 6 Desember 2018.
[4]. Damanhuri, E dan & Padmi, T. (2015). Integrated Waste Management. Bandung. ITB Press.
[5]. Dermawan, Lahming, Ahsan Moh, Mandra , 2018. Kajian Strategi Pengelolaan Sampah UNM Environmental Journals Volume 1 Nomor 3 Agustus 2018 Hal. 86 – 90 p-ISSN: 2598-6090 dan e-ISSN: 2599-2902

Abstract: Background: Solid waste management in tertiary hospitals is perilous to public health and environment, most especially in resource-limited settings. A complex mixture of general, infectious, toxic, and pharmaceutical waste is produced by healthcare facilities. This poses significant risks if not properly managed. The insufficient resources for the practices pose significant risks. This study aimed to examine the factors influencing Hospital solid waste management practices at the Obafemi Awolowo University Teaching Hospitals Complex (OAUTHC) in Ile-Ife, Nigeria. Materials and Methods......

Key Word: Healthcare Waste, Solid Waste, Tertiary Hospital, OAUTHC, factor influence

[1]. Adam, A. A., Anyiam, F. E., Shube, M. A., Mohamed, H. D., Ahmed, H. A., & Osman, N. H. (2025). Assessment Of Medical Waste Segregation, Disposal Practices For Infectious And Sharps Waste In Healthcare Facilities In Somalia: Implications For Infection Prevention And Control. Infection And Drug Resistance, 3605-3615.
[2]. Afework, A. (2025). Challenges For Sustainable Healthcare Waste Management In Ethiopia: A Qualitative Investigation Of Gaps In Policy And Regulatory Framework. Journal Of Water, Sanitation And Hygiene For Development, Washdev2025041.
[3]. Afolabi, A. S. Agbabiaka, H. I. Afon, A. O. Akinbinu, A. A. And Adefisoye, E. A., (2018). Solid Waste Management Practice In Obafemi Awolowo University Teaching Hospital Complex (OAUTHC), Ile-Ife, Nigeria, Management Of Environmental Quality: An International Journal, Vol. 29 Issue: 3, Pp.547-571, Https://Doi.Org/10.1108/ MEQ-04-2017-0036
[4]. Ali, M., Wang, W., Chaudhry, N., & Geng, Y. (2021). Hospital Waste Management In Developing Countries: A Mini Review. *Waste Management & Research*, 35(5), 471-479.
[5]. Awodele, O., Adeyemi, O. G., & Odoma, S. (2016). An Assessment Of Medical Waste Management In Lagos State, Nigeria. Management Of Environmental Quality: An International Journal, 27(6), 716-727

Abstract: An inventory and quality examination of water sources in Isuikwuato, Uturu and Okigwe communities were carried out between May and December, 2016. Water sources comprising boreholes, streams, rivers, a spring and a well were enumerated in Isuikwuato. 1 spring, 7 streams, and 5 boreholes were noted for Uturu. The records for Oki gwe were 14 bore holes, 3 streams and 1 well. Significant differences were not noticed in most of the parameters across the the water sources and their locations and the ranges were water temperature 25.77± 1.03 to 27.77 ± 1.44oC, Conductivity 34.78 ± 10.51 to 41.69 μcm-1 , Total dissolved solids (TDS) 23.46 ± 8.21 to 28.03 ± 8.28mgl-1......

[1]. Agbaire, P.A. And Oyibo, I.P. 2009. Seasonal Variation Of Some Physic-Chemical Properties Of Borehole Water In Abraka, Nigeria. African Journal Of Pure And Applied Chemistry 3 (6): 116-118.
[2]. Akintola, F.O. And Amadi, O. 2003. Effects Of Pollution On Physico-Chemical Properties Of Soils In Izombe, Oguta LGA, Imo State. Field Report, 23-34.
[3]. Arnedo-Penna, A,, Bellido-Biasco,J., Puing-Barbera, J., Artero-Civera. A., Camnos-Cruanes, J.B. Pac-Sa, M.R., Villamarin, Vasquues, J.L. And Felis-Dauder. 2007. Domestic Water Hardness And Prevalence Of Stopic Eczema In Castellion (Spain) School Children. Salud. Punlica De Mexico 492(4):295-301.
[4]. Cheesbrough, M. 2006. District Laboratory Practice In Tropical Countries. Cambridge University Press. 62pp.