IOSR-JEF   Volume-17 ~ Issue-3 ~ May – June 2026

[1]. Dimov, D., Conceptual Model Of Automated Trading Systems Implementation, ROBONOMICS: The Journal Of The Automated Economy, 3, 2022, 25–25.
[2]. Bouchaud, J. P., And Potters, M., Market Microstructure In The Age Of Automation, Quantitative Finance, 22(3), 2022, 345–362.
[3]. Abdullahi, M., And Peters, D., Advanced Algorithms And The Optimization Of Trade Execution, Global Financial Technology Review, 21(2), 2023, 110–124.
[4]. Oyeniyi, L. D., Ugochukwu, C. E., And Mhlongo, N. Z., Analyzing The Impact Of Algorithmic Trading On Stock Market Behavior: A Comprehensive Review, World Journal Of Advanced Engineering Technology And Sciences, 11(2), 2024, 437–453.
[5]. Herman, P. R., And Oliver, S., Trade, Policy, And Economic Development In The Digital Economy, Journal Of Development Economics, 164, 2023, 103135..

[1]. Adesina, M. T., Babayemi, T. D., & Adesina, J. M. (2024). Enhancing Financial Efficiency: ERP Applications In The Banking Sector. International Journal Of Science And Research Archive, 12(2), 2081-2093.
[2]. Agbeve, V., Adukpo, T. K., Mensah, N., Appiah, D., & Atisu, J. C. (2025). Comparative Analysis Of Digital Banking And Financial Inclusion In The United States: Opportunities, Challenges And Policy Implications. Asian Journal Of Economics, Business And Accounting, 25(3), 452-467.
[3]. Alao, O. B., Dudu, O. F., Alonge, E. O., & Eze, C. E. (2024). Automation In Financial Reporting: A Conceptual Framework For Efficiency And Accuracy In US Corporations. Global Journal Of Advanced Research And Reviews, 2(02), 040-050.
[4]. Çelik, K., & Ayaz, A. (2022). Validation Of The Delone And Mclean Information Systems Success Model: A Study On Student Information System. Education And Information Technologies, 27(4), 4709-4727.
[5]. Feng, C., & Ali, D. A. (2024). Improving The Organizational Efficiency Of Manufacturing Enterprises-The Role Of Digital Transformation, Resource Planning (ERP), And Business Practices. Journal Of Law And Sustainable Development, 12(3), E2439-E2439.

[1]. African Union & UNECA. (2015). Illicit Financial Flows And Tax Aggressiveness In Africa. African Union & UNECA.
[2]. Agyemang, G., & Dzaka, J. (2021). Firm Age And Tax Aggressiveness In Ghana: Evidence From The Manufacturing Sector. Journal Of Business And Finance, 34(3), 117-135.
[3]. Asongu, S. A. (2020). Tax Policy And Corporate Tax Aggressiveness In Sub-Saharan Africa. Journal Of African Business, 21(2), 259-277. Https://Doi.Org/10.1080/15228916.2020.1792487
[4]. Desai, M. A., & Dharmapala, D. (2006). Corporate Tax Avoidance And Firm Value. Review Of Economics And Statistics, 88(3), 537-551. Https://Doi.Org/10.1162/Rest.88.3.537
[5]. Desai, M. A., & Dharmapala, D. (2016). Taxes And Corporate Governance. Journal Of Financial Economics, 119(1), 69-90.
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[1]. Adjasi, C. K. D. (2008). Macroeconomic Uncertainty And Stock Market Volatility: Evidence From African Countries. The Journal Of Risk Finance, 9(3), 229–242.
[2]. Aderibigbe, A. A., Tonade, A. M. A., Oyebanjo, O. A., & Edun, K. O. (2025). Inflation, Exchange Rate, And Financial Performance Of Listed Oil And Gas Firms In Nigeria. International Journal Of Innovative Research In Accounting And Sustainability, 10(3), 17–27.
[3]. Ajao, M. G., & Igbekoyi, O. E. (2019). Firm Size And Corporate Performance In Nigeria. Journal Of Economics And Sustainable Development, 10(12), 45–52.
[4]. Allayannis, G., & Ihrig, J. (2001). Exposure And Markups. Review Of Financial Studies, 14(3), 805–835.
[5]. Allayannis, G., & Weston, J. P. (2001). The Use Of Foreign Currency Derivatives And Firm Market Value. Journal Of Financial Economics, 63(3), 243–276.

[1]. Acemoglu, D., Johnson, S., & Robinson, J. A. (2001). The Colonial Origins Of Comparative Development: An Empirical Investigation. American Economic Review, 91(5), 1369–1401.
[2]. Acemoglu, D., Johnson, S., & Robinson, J. A. (2005). Institutions As A Fundamental Cause Of Long-Run Growth. In P. Aghion & S. N. Durlauf (Eds.), Handbook Of Economic Growth (Vol. 1A, Pp. 385–472). Elsevier.
[3]. Acemoglu, D., & Robinson, J. A. (2012). Why Nations Fail: The Origins Of Power, Prosperity, And Poverty. Crown Business.
[4]. Banerjee, A. V., & Duflo, E. (2011). Poor Economics: A Radical Rethinking Of The Way To Fight Global Poverty. Publicaffairs.
[5]. Banerjee, A., Kumar, S., Pande, R., & Su, F. (2014). Do Informed Voters Make Better Choices? Experimental Evidence From Urban India. American Economic Review, 104(1), 126–129..

[1]. Almarri, K., & Gardiner, P. (2014). Application Of Resource-Based View To Project Management Research: Supporters And Opponents. Procedia - Social And Behavioral Sciences, 119, 437 – 445. Doi:10.1016/J.Sbspro.2014.03.049
[2]. Amah, E., Daminabo-Weje, M., & Dosunmu, R. (2013). Size And Organizational Effectiveness: Maintaining A Balance. Advances In Management & Applied Economics, Vol. 3, No.5, 115-123.
[3]. Amundsen, S., & Martinsen, Ø. L. (2014). Empowering Leadership: Construct Clarification, Conceptualization, And Validation Of A New Scale. Leadership Quarterly, 25, 487-511.
[4]. Armstrong, M. (2006). A Handbook Of Management Techniques 3rd Edition . London: Kogan Page.
[5]. Benner, M., & Tushman, M. L. (2003). Exploitation, Exploration, And Process Management: The Productivity Dilemma Revisited. The Academy Of Management Review , 28(2).

[1]. Aberu, F. (2023). Determinants Of Foreign Direct Investment Inflows: Evidence From Developing Economies. Journal Of International Business And Economics, 11(2), 45–60.
[2]. Aksoy, A., Basso, H., & Smith, R. (2020). Investment Incentives And Economic Development: A Global Perspective. Economic Policy Review, 26(3), 89–105.
[3]. Aldy, J. E., Pizer, W. A., & Tavoni, M. (2023). The Role Of Investment Incentives In Economic Transformation. Review Of Environmental Economics And Policy, 17(1), 45–63.
[4]. Bhupatiraju, S. (2020). Corporate Taxation And Foreign Direct Investment: The Role Of Tax Incentives. International Tax And Public Finance, 27(4), 1002–1025.
[5]. Calcagnini, G., Giombini, G., & Travaglini, G. (2019). Investment Theory And Firm Behavior Under Uncertainty. Economic Modelling, 80, 245–255.

[1]. Carroll, D. A., & Stater, K. J. (2009). Revenue Diversification In Nonprofit Organizations: Does It Lead To Financial Stability? Journal Of Public Administration Research And Theory, 19(4), 947–966. Https://Doi.Org/10.1093/Jopart/Mun025
[2]. Froelich, K. A. (1999). Diversification Of Revenue Strategies: Evolving Resource Dependence In Nonprofit Organizations. Nonprofit And Voluntary Sector Quarterly, 28(3), 246–268. Https://Doi.Org/10.1177/0899764099283002
[3]. Kim, M. (2017). The Impact Of Revenue Diversification On Nonprofit Financial Stability. Nonprofit Management & Leadership, 27(3), 319–335. Https://Doi.Org/10.1002/Nml.21264
[4]. Lecy, J. D., & Searing, E. A. M. (2015). Anatomy Of The Nonprofit Starvation Cycle: An Analysis Of Falling Overhead Ratios In The Nonprofit Sector. Nonprofit And Voluntary Sector Quarterly, 44(3), 539–563. Https://Doi.Org/10.1177/0899764014527170
[5]. Prentice, C. (2016). Why So Many Measures Of Nonprofit Financial Performance? Nonprofit And Voluntary Sector Quarterly, 45(4), 715–734. Https://Doi.Org/10.1177/0899764015595720.

[1]. Ala'raj, M., Et Al. (2022). Hybrid Al Models For Credit Scoring Of Unbanked Populations. Expert Systems With Applications, 198, 116845.
[2]. Bazarbash, M. (2019). Fintech In Financial Inclusion: Machine Learning Applications In Credit Scoring. IMF Working Paper WP/19/109.
[3]. Berg, T., Burg, V., Gombović, A., & Puri, M. (2020). On The Rise Of Fintechs: Credit Scoring Using Digital Footprints. The Review Of Financial Studies, 33(7), 2845-2897. Breeden, T. (2020). Credit Risk Modeling: Design And Application. Mcgraw Hill.
[4]. Chen, M., & Huang, W. (2019). Machine Learning For Credit Scoring: Improving Financial Inclusion. Journal Of Finance And Data Science, 5(1), 1-15.
[5]. Essien, I. A., Et Al. (2025). Al-Driven Credit Scoring Systems And Financial Inclusion In Emerging Markets. Iconic Research And Engineering Journals, 2(11), 517-522..

[1]. Ahmad, S. M., Al-Hassan, M. A., & Al-Qaisi, D. M. (2023). Greenwashing In The Financial Sector: A Systematic Literature Review. Journal Of Financial Stability, 78.
[2]. Alessi, L., Ossola, E., & Panzica, R. (2021). The Greenium: Pricing Of Sustainable Assets. European Central Bank Working Paper.
[3]. Amel-Zadeh, A., & Serafeim, G. (2018). Why And How Investors Use ESG Information: Evidence From A Global Survey. Financial Analysts Journal, 74(3), 87-103.
[4]. Berg, F., Koelbel, J. F., & Rigobon, R. (2022). Aggregate Confusion: The Divergence Of ESG Ratings. Review Of Finance, 26(6), 1315-1344.
[5]. Boffo, R., & Patalano, R. (2020). ESG Investing: Practices, Progress And Challenges. OECD Paris.

[1]. Allison, E. H., & Ellis, F. (2001). The Livelihoods Approach And Management Of Small-Scale Fisheries. Marine Policy, 25(5), 377–388.
[2]. Allison, E. H., & Horemans, B. (2006). Putting The Principles Of The Sustainable Livelihoods Approach Into Fisheries Development Policy And Practice. Marine Policy, 30(6), 757–766.
[3]. Béné, C. (2006). Small-Scale Fisheries: Assessing Their Contribution To Rural Livelihoods (FAO Fisheries Circular). Food And Agriculture Organization.
[4]. Béné, C., Arthur, R., Norbury, H., Allison, E. H., Beveridge, M., Bush, S., Et Al. (2016). Contribution Of Fisheries And Aquaculture To Food Security And Poverty Reduction. World Development, 79, 177–196.
[5]. Department Of Fisheries, Government Of Kerala. (2022). Kerala Fisheries Profile 2022. Government Of Kerala.

[1]. ALMEIDA, RJ Advances In Lung Cancer Therapy: The Role Of Benzimidazoles. Brazilian Journal Of Translational Oncology, V. 12, N. 2, P. 45-58, 2024.
[2]. BROWN, A.; WHITE, L. Molecular Docking And Tubulin Dynamics: Fenbendazole As A Colchicine-Site Ligand . Journal Of Medicinal Chemistry Research , V. 33, N. 4, 2024.
[3]. CASTRO, ME; LIMA, PH. Drug Repositioning In Modern Oncology . Editora Acadêmica Nacional, São Paulo, 2024.
[4]. FERREIRA, GL; LIMA, TS Biochemistry Of Benzimidazoles And Oxidative Stress . Archives Of Pharmaceutical Sciences, Vol. 29, 2025.
[5]. GARCIA, J.; RODRIGUEZ, P. Nanotechnology Applied To Increasing The Bioavailability Of Lipophilic Drugs . International Journal Of Nanomedicine, V. 18, 2025.

[1]. Carroll, D. A., & Stater, K. J. (2009). Revenue diversification in nonprofit organizations: Does it lead to financial stability? Journal of Public Administration Research and Theory, 19(4), 947–966. https://doi.org/10.1093/jopart/mun025
[2]. Froelich, K. A. (1999). Diversification of revenue strategies: Evolving resource dependence in nonprofit organizations. Nonprofit and Voluntary Sector Quarterly, 28(3), 246–268. https://doi.org/10.1177/0899764099283002
[3]. Kim, M. (2017). The impact of revenue diversification on nonprofit financial stability. Nonprofit Management & Leadership, 27(3), 319–335. https://doi.org/10.1002/nml.21264
[4]. Lecy, J. D., & Searing, E. A. M. (2015). Anatomy of the nonprofit starvation cycle: An analysis of falling overhead ratios in the nonprofit sector. Nonprofit and Voluntary Sector Quarterly, 44(3), 539–563. https://doi.org/10.1177/0899764014527170
[5]. Prentice, C. (2016). Why so many measures of nonprofit financial performance? Nonprofit and Voluntary Sector Quarterly, 45(4), 715–734. https://doi.org/10.1177/0899764015595720

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