IOSR-JBM   Volume-7 ~ Issue-5 ~ Jan-Feb-2013

Abstract: This research shows that there are some positive and significant impacts between external motivation i.e. basic salary, job allowance, personal competence, academic job promotion and competence toward teachers' working performance in Jayapura, Papua Indonesia. Although all five independent variables have positive and significant impact on dependent variables. Partially, the impact of the all five independent variables on dependent variable (teacher performance indeed still very poor). Seeing this result, the governments need to give more attention through satisfying compensation which can enhance the teachers' creativity so their performance would be improved as well. If this can be enhanced based on the teachers' need, then they would have broader chance to develop themselves either in education enhancement, skills, or their responsibility in doing their job.
Keywords: basic salary, job allowance, personal competence, academic job promotion and competence, teachers' performance.

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Abstract: This study aims to analyze the precision and accuracy of financial ratio analysis model by using CAEL, Z-score and Bankometer in assessing the financial performance development of Bank Papua within the period from 2003 to 2011. The results show that the model CAEL and Bankometer give the same assessment that Bank Papua, from 2003 to 2011, had good wellbeing, was highly liquid, had strong capital, were able to manage debt well, had good profitability, and asset quality but was still lacking in efficiency. Z-score model reversely put Bank Papua in a grey area and went bankrupt in 2007 and 2011, weak liquidity and capital. These findings reinforce previous research which suggests that Z-score model is not appropriate to be used in banking, however, the use of Z-score is recommended as the dissenting opinion and early warning system in assessing financial performance of a bank, because it can correctly show critical points in financial management of a bank. The similarity of the analysis results of the three models above is that Bank Papua has good profitability.
Keywords: Financial Performance, CAEL, Z-score, Bankometer

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Abstract: The economic growth and income improvement will alter the consumer behavior. Consumer defines what kind of the retail store that they will go shopping. The implementation of the Theory of Planned Behavior is to explore consumer behavior in selecting retail format at shopping can be conducted; the aim is to understand the factors that motivate the behavior. Phenomenological qualitative approach is utilized to investigate the retail format selection behavior through the implementation of the Theory of Planned Behavior. The research informants are six Javanese women who are married and have children; the information selection process employed snowball approach. This research generates some useful propositions for the foundation to examine and for further research. The proposed model is Mataraman Javanese consumer behavior model which is not originated from the intention to behave but from the habit and past experience. Thus, it can identify the antecedents of attitude, subjective norms, and perceived behavioral control among Mataraman Javanese consumer behavior. Social status becomes the background of the consumer behavior in selecting retail format.
Keywords: Mataraman Javanese, Retail Format,Theory of Planned Behavior

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