iosr-JRME   Volume-11 ~ Issue-1 ~ Jan. – Feb. 2021

Abstract: The Regional Rural Banks were owned by the Central Government, the State Government and the Sponsor Bank (Any commercial bank can sponsor the regional rural banks) who held shares in the ratios as follows Central Government – 50%, State Government – 15% and Sponsor Banks – 35%. The sponsor bank helps the growth of an RRB by providing trainings to the staff of an RRB, providing management consultations to the bank for a minimum period of 5 years.....

[1]. Khurana and Markanday,2017 - IBPS Regional Rural Banking, S. Chand Publishing.
[2]. Meenu Agrawal, 2009 - Regional Rural Banks (Rrbs) In India New Century Publications.
[3]. Manas Kumar Baidya & Debabrata Mitra, 2013 - Efficient Banking in Indian Banking Industry2

Abstract: Regional Rural Banks (RRBs) are Indian Scheduled Commercial Banks (Government Banks) operating at regional level in different States of India . They have been created with a view of serving primarily the rural areas of India with basic banking and financial services. The Regional Rural Banks (RRBs) were established in 1975 under the provisions of the Ordinance promulgated on 26th September, 1975 and Regional Rural Banks Act, 1976 with a view to developing the rural economy by providing, for the purpose of development of agriculture, trade, commerce, industry and other productive activities in the rural areas, credit and other facilities, particularly to small and marginal farmers, agricultural laborers', artisans and small entrepreneurs, and for matters connected therewith and incidental thereto. However, RRBs may have branches set up for urban operations and their area of operation may include urban areas too....

[1]. Khurana and Markanday,2017 - IBPS Regional Rural Banking, S. Chand Publishing.
[2]. Meenu Agrawal, 2009 - Regional Rural Banks (Rrbs) In India New Century Publications.
[3]. Manas Kumar Baidya & Debabrata Mitra, 2013 - Efficient Banking in Indian Banking Industry.

Abstract: Self help group (SHG) program is an even minded way to deal with kill destitution. It is started as an independent work program in the language of destitution destruction gauges just as strengthening program in the nation. With the end goal of bring more helpless women under this program to make them engaged strategically, socially and monetarily. In any case, the advancement of Women Self Help Groups SHGs) is exceptionally delayed regarding its number, participation, gathering of assets and size of payment of assets among recipients. There is a critical need of powerful endeavors from all sides to make the advancement cycle of SHGs solid and supportable in India.

Keywords: SHGS, Income Generating Activities, Microfinance

[1]. Credit guidelines for SHGs (2007), Tamilnadu Corporation for development of women ltd, handbook, and pp.1-5
[2]. Chandrakavate, M.S. (2006), SHGs model of microfinance: A silent movement towards empowering rural women. Southern Economist, 44: 29-32.
[3]. Patak P.A (1992), self help groups and their linkages with banks, national banks of news review, vol.8 no.1, pp.9-10
[4]. Pantulu, N. Karaju & Lakshmi, C. Swarajya. (1997). Development of women entrepreneurship in India: Problems and prospects. Indian Journal of Commerce, 193: 295-301.
[5]. Rani, G. Sandya. (2006). Promoting micro entrepreneurship for women's development. Southern Economist, 45..

Abstract: As of late, strengthening of women has gotten a subject of incredible worry for the countries everywhere on the world particularly in poor and creating districts. Uttar Pradesh state is one of the most unfortunate and lacking State of India. This State position among the most minimal regions of general wellbeing, sexual orientation and nourishment issues. In this state microfinance is a method of securing the capacity and occasion to partake in dynamic and execution of choices with legitimate data on self-nobility and self-assurance. Microfinance program stretch out little advances to destitute individuals especially women for independent work extends that produce pay and permit them to take care for themselves and their families. Strengthening implies support of women in agreeable conjunction with men....

Keywords: SHG, Uttar Pradesh, Microfinance, Women Empowerment.

[1]. Self Help group hand book, issued by IFFCO foundation, New Delhi, 2009
[2]. Pallavi, C. what's more, Bhaskar. B, (2009), Micro Finance and Financial Inclusion of Women, Reserve Bank of India, Occasional Paper Vol. (30), 2, pp 67-75.
[3]. Planning commission (2007) report on steering committee on microfinance on poverty alleviation.
[4]. Micro scan –A technical bulletin, Care, New Delhi, Vol.2 No.3.2004
[5]. Cheston, S. and Kuhn, L. (2002), Empowering Women through Microfinance, New York: UNIFEM.