IOSR-JEF   Volume-17 ~ Issue-4 ~ Jul. – Aug. 2026

[1]. Ahmad, M. M., & Saqib, S. E. (2022). Pandemic In The Land Of The Smile: The Case Of COVID-19 Outbreak In Thailand In 2020. In I. Pal, R. Shaw, & G. Dhungana (Eds.), Pandemic Risk, Response, And Resilience (Pp. 41–49). Elsevier.
Https://Doi.Org/10.1016/B978-0-323-99277-0.00011-5
[2]. Al Khatib, A. M. G. (2023). The Complexity Of Financial Development And Economic Growth Nexus In Syria: A Nonlinear Modelling Approach With Artificial Neural Networks And NARDL Model. Heliyon, 9(10), E20265.
Https://Doi.Org/10.1016/J.Heliyon.2023.E20265
[3]. Arcand, J. L., Berkes, E., & Panizza, U. (2015). Too Much Finance? Journal Of Economic Growth, 20(2), 105–148.
Https://Doi.Org/10.1007/S10887-015-9115-2
[4]. Arestis, P., Chortareas, G., & Magkonis, G. (2015). The Financial Development And Growth Nexus: A Meta‐Analysis. Journal Of Economic Surveys, 29(3), 549–565. Https://Doi.Org/10.1111/Joes.12086
[5]. Asian Development Bank. (2025). Thailand’s Climate Finance Landscape: Bridging The Gap To Net Zero (ADB Briefs No. 250306-2). Https://Doi.Org/10.22617/BRF250306-2.

[1]. Arumugam, A., George, M. S., Kamath, R., & Colleagues. (2026). Systematic Review Of Government Health Policies And Out-Of-Pocket Medicine Spending In India. Discover Health Systems, 5. Https://Doi.Org/10.1007/S44250-026-00356-5
[2]. Sinha, J. K. (2025). Macroeconomic Determinants Of Public Health Expenditure In India: Evidence From An ARDL Approach. Journal Of Behavioural Economics And Policy, 1(2). Https://Doi.Org/10.55121/Jbep.V1i2.1049
[3]. Al Mamun, T. G. M., & Rahim, M. A. (2025). Public Sector Efficiency In Delivering Social Services And Its Impact On Human Development: A Comparative Study Of Healthcare And Education Spending In India, Pakistan, And Bangladesh. Arxiv.
Https://Doi.Org/10.48550/Arxiv.2503.12178
[4]. Bera, B., Chouhan, P., & Singh, A. (2024). Decomposing The Inequalities In Catastrophic Health Expenditures On Hospitalisation In India: Empirical Evidence From National Sample Survey Data. Frontiers In Public Health, 12, Article 1329447.
Https://Doi.Org/10.3389/Fpubh.2024.1329447
[5]. Kamath, R., Maliyekkal, S., Elstin Anbu Raj, J., Varshini, P., Brand, H., Sirur, R., Singh, Z., Prabhu, P., Sumit, K., & Kamath, A. (2025). Understanding Out-Of-Pocket Expenditure In India: A Systematic Review. Frontiers In Public Health, 13, 1594542.
Https://Doi.Org/10.3389/Fpubh.2025.1594542.

[1]. Abdelsalam, S., Salim, N., Alias, R. A., & Husain, O. (2020). Understanding Online Impulse Buying Behavior In Social Commerce: A Systematic Literature Review. IEEE Access, 8, 89041–89058. Https://Doi.Org/10.1109/ACCESS.2020.2993671
[2]. Aragoncillo, L., & Orús, C. (2018). Impulse Buying Behaviour: An Online-Offline Comparative And The Impact Of Social Media. Spanish Journal Of Marketing - ESIC, 22(1), 42–62. Https://Doi.Org/10.1108/SJME-03-2018-007
[3]. Awang, Z. (2015). *SEM Made Simple: A Gentle Approach To Learning Structural Equation Modelling*. MPWS Rich Resources.
[4]. Charles, V., Emrouznejad, A., Gherman, T. And Cochran, J. (2022) ‘Why Data Analytics Is An Art’, Significance, Vol. 19, No. 6, Pp.42–45 [Online] Https://Doi.Org/10.1111/1740-9713.01707.
[5]. Dang, T. Q., Nguyen, L. T., Thi, D., & Duc, V. (2025). Impulsive Buying And Compulsive Buying In Social Commerce: An Integrated Analysis Using The Cognitive-Affective-Behavior Model And Theory Of Consumption Values With PLS-SEM. SAGE Open, 15(1), 1–20. Https://Doi.Org/10.1177/21582440251334215.