IOSR-JHSS   Volume-22 ~ Issue-7 ~ July-2017

Abstract: Wuthering Heights "is an English genre of fiction popular in the 18th century. It is characterized by an atmosphere of mystery and horror and having a pseudo-medieval setting. It is a multi- generational Gothic and romantic novel. It revolves around the doomed love between Heathcliff and Catherine .Wuthering Heights sheds the lights with Lockwood, an owner of Heathcliff's, coming the home of his landlord Mr. Earnshaw, a Yorkshire Farmer and owner of Wuthering Heights, brings home an orphan from Liverpool. The baby is called Heathcliff and lives with the Earnshaw children, Hindley and Catherine.It is a movement that refers to ruin, decay, love, romance death, terror, and chaos, and unusual irrationality and compassion over rationality and sense.

[1]. {The Literature of Terror: A History of Gothic Fictions from 1765 to the Present Day (London. Longmans. 1980), Chapter 15}.

[2]. {Woolf, Virginia. "Jane Eyre and Wuthering Heights." Twentieth Century, 1964 ,102}

[3]. {Kettle, Arnold. "Emily Brontë: Wuthering Heights." Twentieth Century,1958 ,76}.

[4]. Ellis, Markman. The History of Gothic Fiction. Edinburgh: Edinburgh University Press, 2000. 21-22. Print}. 5-Cavaliero, Glen. The Supernatural and English Fiction. Oxford: Oxford University Press, 1995. 2. Print

[5]. {Bronte, Emily,Wuthering Heights,1985:,28}.

Abstract: Implementation of Financial Inclusion Initiatives has come long way in last 10 years starting from many Social Schemes and models to Pradhan Mantri Jan Dhan Yojna, from focusing only on access to financial services till identifying need for Financial literacy, Demonetization and digitalization and few more. India has now focused efforts and has also initiated herculean task of ensuring access through creating reach of financial services with the help of Banks, Financial Institutions and other bodies and ensuring usage by working on financial literacy. Pradhan Mantri Jan Dhan Yojna, BC model and Financial Literacy campaigns have proved their potential to achieve financial inclusion however there are certain barriers which should be strategically taken care of to achieve maximum .This paper is an effort to review past performance of PMJDY, BC model and FLCs and their contribution to achieve financial Inclusion in spite of existing barriers in Rural Gujarat.

Keywords: BC Model, FLC, PMJDY, Rural Gujarat

[1]. Joshi, D. P. (2011, June 28). Financial Inclusion and Financial Literacy. BI OECD SEMINAR -Round table updates on financial education and Inclusiopn programmes in India. Reserve Bank Of India presentation.
[2]. iyer, S. (2016-17, Dec-january). on the path to financial Inclusion. India Now business and economy, 03(04).

[3]. S.Trivedi, A. (2016, july-sept). Reality of Financial Inclusion: India. IJRAR- International Journal of Research and Analytical Reviews, 03(03).
[4]. Dr. Gomathy Thyagarajan, P. J. (2016). Financial Inclusion in India - A Review. 6th International conference on Recent innovations in Science , Engineering and Management (pp. 448-454). Delhi: IIMT college of Engineering.
[5]. Rachana, T. (2011). Financial Inclusion and Performance of Rural Co-operative Banks in Gujarat. Research Journal of Finance and Accounting, 2(06), 40-52..

Abstract: Water sector has been undergoing various reforms in the past decade aimed at promoting projects sustainability. There is a general acceptance that community project participation influence project performance, however the influence of participation in decision making on sustainability of community water projects is not clear. This study sought to establish the influence of community participation in decision making on sustainability of community water projects in Kenya, a case of Nyeri County. The study adopted a mixed method research anchored on a concurrent triangulation. The study was conducted in three sub counties of Nyeri County, Tetu, Mathira and Nyeri central which had a total of 10 water projects with 1052 beneficiaries. Respondents for this study comprised three strata. In the first strata were water project beneficiaries picked using Yamane formula (1967) and resulted into a sample size of 290 and later proportionately stratified across the ten water projects. Individual respondents of beneficiaries were identified using a systematic sampling procedure and subjected to self administered questionnaire..............

KEY WORDS:Community Project Participation, Community Water Projects, Sustainability of Community Water Projects, Water Service Provider, Water service regulatory board

[1]. Abrams L, Palmer I, & Hart, T (1998); Sustainability Management Guidelines: Pretoria: Department of Water Affairs and Forestry.
[2]. Briscoe, J., and Ferranti D (1988); Water for Rural Communities, Helping People Help Themselves. Washington, DC: World Bank.
[3]. Carpenter, S, B. Walker, Anderies J. M., and Abel N (2001). From metaphor to measurement: resilience of what to what? Ecosystems 4:765–781

[4]. Carter RC, Tyrrel SF, Howsam P. (2009). Impact and Sustainability of Community Water Supply and Sanitation Programmes in Developing Countries, Journal of the Chartered Institution of Water and Environmental Management 13. 292-296
[5]. Carter, R. C. (2009). Operation and Maintenance of Rural Water Supplies: Challenging the Community-based O&M Paradigm. Rural Water Supply Network Perspectives No. 2.Retrieved from www.rwsn.ch.

Abstract: Swami Vivekananda was a great and the most adorable connoisseur of India. He was a seer who had realized the absolute truth, a monk with an encyclopaedic erudition, an esteemed spiritual teacher, a patriot saint, a magnificent orator with a capacious mind and an incredible memory, endowed with a sonorous and musical voice and an imposing appearance. But, seldom, do we ever recognize him as 'a scientific visionary 'or 'a genius scholar of science'. According to Swami Vivekananda, science is that the explanations of things are in their own nature, and that no external beings or existences are required to explain what is going on in the universe. In his speeches at the World's Parliament of Religions held in September 1893 made him famous as an 'orator by divine right' and as a 'Messenger of Indian wisdom to the Western world'. After the Parliament, he spent nearly three and a half years spreading Vedanta as lived and taught by Sri Ramakrishna, mostly in the eastern parts of USA and also in London..............

[1]. Mayavati Memorial (2000).The Complete Works Of Swami Vivekananda .Calcutta. Advaita Ashrama Publishers.
[2]. India's Gift to the world (1895) Brooklyn Standard Union, February 27,
[3]. Complete Works of Swami Vivekananda (1947) Vedanta Press. South California
[4]. Steven M. Rosen (2008). The Self-evolving Cosmos: A Phenomenological Approach to Nature's Unity-in-diversity. World Scientific.
[5]. David Bohm (1980).Wholeness And the Implicate Order. Routledge. Great Britain.